Open A Bank Account
Funnily enough, it can be easier to set up a UK
bank account from overseas than after you've actually
arrived. Most banks in your home country will
have arrangements with UK banks to enable accounts
to be set up on your behalf, with Thomas Cook (visit
www.thomascook.com)
also offering this service.
UK banks are traditionally quite bureaucratic,
and it may come as a shock to you that they can appear
somewhat reluctant to accept your business or that
their standard of service is not what you are used
to. That said, many banks are becoming more customer-orientated,
and your experience will differ to a certain extent
on what branch or individual you happen to end up
dealing with. On the plus side, bank fees are low,
and some accounts have no fees at all.
Documents that most banks will require include:
- proof of earnings
- details of your employment history
- proof of residence
- identification
- a credit reference from your home bank
You will also invariably be given multiple forms
to fill in, so be prepared for a fair commitment of
time and patience.
Three of the main banks in the UK include:
All provide extensive personal and business banking
services.
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